Afterpay

Afterpay is a “Buy Now, Pay Later” payment option that lets you split eligible purchases into four equal, interest-free installments paid every two weeks. When you check out at Culture Kings and select Afterpay, you pay the first installment at purchase and the remaining three payments are automatically deducted from your chosen card every two weeks.

Afterpay gives you flexibility to shop now and pay over time without interest when payments are made on schedule. It allows you to take home what you want today while managing your budget responsibly. At checkout, simply choose Afterpay as your payment method and complete your order like any other payment type.

When you choose Afterpay at checkout, you’ll be prompted to log in to your Afterpay account or sign up for one if you’re a new user. You’ll provide a valid U.S.-issued debit or credit card to link to your account. The first payment is charged at checkout, and the remaining three are automatically charged every two weeks until the full amount is paid. You’ll receive reminders before each payment, and you can manage or pay early at any time through the Afterpay app or website.

To create an Afterpay account, you must be at least 18 years of age and capable of entering into a legally binding contract. You’ll need to provide a valid U.S. mobile number and email address, a U.S. billing and shipping address, and a U.S.-issued debit or credit card or eligible digital wallet for payments. Afterpay will verify your information at checkout when you choose it as your payment method. Once your account is approved, your payment schedule will be displayed, showing four equal installments due every two weeks. You can manage your payments, view your spending limits, and make early payments at any time through the Afterpay app or online portal.

Afterpay does not charge interest when you make your payments on time. The total amount you pay is always the same as the purchase price at checkout. If a scheduled payment is missed, Afterpay may charge a late fee as outlined in your Afterpay Installment Agreement. Late fees are capped and will never exceed the amount permitted under U.S. regulations. Afterpay sends payment reminders before each installment is due, and you can update your payment method or make early payments at any time through your Afterpay account to avoid additional charges. There are no sign-up fees, account maintenance fees, or hidden costs when you pay on schedule.

Afterpay is a secure payment platform that uses industry-standard encryption and security measures to protect your personal and financial information. When you make a purchase through Afterpay at Culture Kings, your payment details are safely processed and never shared with the retailer. Afterpay is committed to responsible spending and operates under U.S. consumer credit and privacy laws to ensure your data and transactions remain protected. You can also manage your account and payments through the Afterpay app or website, which both feature multi-factor authentication and real-time notifications for every transaction.

If you return an order paid through Afterpay, the return will be processed under the Culture Kings Returns Policy. Once your return is approved, Afterpay will adjust your remaining payment schedule to reflect the updated order total. If you have already made one or more payments, the refund will be applied to your account, reducing or cancelling future installments as appropriate.

To use Afterpay with Culture Kings, you must be at least 18 years old, reside in the United States, have a U.S. billing and shipping address, a U.S. mobile number, and a valid U.S.-issued payment method. Orders must be placed in U.S. dollars and shipped to U.S. addresses. Afterpay cannot be used for international transactions or cards issued outside the U.S.

To find out more, visit the Afterpay website